This task can be performed using ACK card
3–4% APY on your balance. 0.5–1% back on purchases. $0 fees.
Best product for this task
ACK card
payments
The ACK card is a Visa/Mastercard debit card that accepts any currency or stablecoin, with 0% FX markup anywhere in the world. Digital or physical — your choice. - $0 card fee — No issuing, monthly or annual fee - 3–4% APY — Annual interest on your entire balance, every day - 0.5–1% cashback — On everything you buy - No minimums — No minimum balance. No minimum spend. - 0% foreign-exchange markup — You pay the network’s wholesale rate. ACK adds nothing. - $0 ATM markup from ACK — Any ATM in the world. You pay only the ATM owner’s fee, if any. ACK adds no cost. ACK Fintech Inc. is a financial technology company, not a bank. Banking services are provided by a partner bank.
What to expect from an ideal product
- ACK card charges 0% FX markup on ATM withdrawals worldwide, so you get the Visa or Mastercard wholesale rate with nothing added on top
- No monthly fee, no annual fee, no minimum balance required to keep the card active or earn interest
- Your balance earns 3 to 4% APY every day, not just when you hit a spending threshold or lock funds away
- Works with any currency or stablecoin, physical or digital card, so one card covers travel, online spending, and crypto balances
- The only ATM cost you ever pay is the fee charged by the ATM owner itself, ACK adds zero markup on top of that
