This task can be performed using ACK card
3–4% APY on your balance. 0.5–1% back on purchases. $0 fees.
Best product for this task
ACK card
payments
The ACK card is a Visa/Mastercard debit card that accepts any currency or stablecoin, with 0% FX markup anywhere in the world. Digital or physical — your choice. - $0 card fee — No issuing, monthly or annual fee - 3–4% APY — Annual interest on your entire balance, every day - 0.5–1% cashback — On everything you buy - No minimums — No minimum balance. No minimum spend. - 0% foreign-exchange markup — You pay the network’s wholesale rate. ACK adds nothing. - $0 ATM markup from ACK — Any ATM in the world. You pay only the ATM owner’s fee, if any. ACK adds no cost. ACK Fintech Inc. is a financial technology company, not a bank. Banking services are provided by a partner bank.
What to expect from an ideal product
- ACK card charges 0% foreign exchange markup, meaning you pay the Visa or Mastercard wholesale rate directly with nothing added on top, whether you spend in euros, pesos, or baht.
- No monthly fee, no annual fee, no minimum balance required to open or keep the card, physical or digital version included.
- Your full balance earns 3 to 4% APY every day, so the money sitting in your account works while you travel instead of sitting idle.
- Pull cash from any ATM worldwide and ACK adds no markup or surcharge, you only pay whatever fee the ATM owner charges locally.
- Every purchase earns 0.5 to 1% cashback with no category restrictions or spending minimums, so rewards stack on groceries, hotels, and everything between.
