This task can be performed using ACK card
3–4% APY on your balance. 0.5–1% back on purchases. $0 fees.
Best product for this task
ACK card
payments
The ACK card is a Visa/Mastercard debit card that accepts any currency or stablecoin, with 0% FX markup anywhere in the world. Digital or physical — your choice. - $0 card fee — No issuing, monthly or annual fee - 3–4% APY — Annual interest on your entire balance, every day - 0.5–1% cashback — On everything you buy - No minimums — No minimum balance. No minimum spend. - 0% foreign-exchange markup — You pay the network’s wholesale rate. ACK adds nothing. - $0 ATM markup from ACK — Any ATM in the world. You pay only the ATM owner’s fee, if any. ACK adds no cost. ACK Fintech Inc. is a financial technology company, not a bank. Banking services are provided by a partner bank.
What to expect from an ideal product
- ACK card pays 3–4% APY on your balance daily, so your money earns while it sits, no lock-up, no minimum balance required.
- You get 0.5–1% cashback on every purchase automatically, whether you spend at a grocery store, online, or overseas.
- There is no annual fee, no monthly fee, no card issuing fee, and no minimum spend, making it genuinely free to hold and use.
- Travel anywhere and pay the wholesale network exchange rate with zero markup added by ACK, plus no ATM fee on ACK's side at any machine worldwide.
- ACK accepts traditional currency and stablecoins on a Visa or Mastercard debit card, available as a physical card or digital card based on what you need.
