This task can be performed using Finfolio
See what your net worth hides
Best product for this task
Finfolio
accounting
Most people know their net worth, but very few know how financially flexible they really are. finfol.io helps you see what your net worth hides by looking at the structure behind your finances, not performance or returns. It doesn’t give advice or predictions. It simply reflects where your wealth gives you options, and where it doesn’t. Takes about 5 minutes. No account linking. Just clarity.
What to expect from an ideal product
- Shows you which parts of your wealth can actually be used when you need money versus what's tied up long-term
- Breaks down your assets by how quickly you can access them without major penalties or losses
- Reveals if you're house-rich but cash-poor by separating liquid wealth from illiquid investments
- Identifies gaps between your total net worth number and the money you can actually move around
- Helps you spot if most of your wealth is locked in retirement accounts that won't help with current financial needs
