Save first, spend by the week. One number.

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The Soft Budget Method. Your money splits three ways: fixed costs, savings, and what's genuinely yours to spend. Savings come out before spending, not after whatever survives the month.
Manual entry on purpose. Typing an expense takes three seconds, and that's the moment you notice you spent it. Automatic import gives you a clean record and a passive user. The noticing is the part that changes behavior.
No bank login. Nothing to connect, nothing to breach.
Built over two years around a full time job. iOS, free.
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tiun
Payments backend for indie hackers
All-in-one: Auth, payments & DB
Single command: MCP, Skills
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